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Annual Fee
$95
Points Earned
Chase Ultimate Rewards Points
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This card was my first true miles and points card and remains a great beginner's option. The Chase Sapphire Preferred earns valuable Chase Ultimate Rewards points that can be transferred to 11 airlines and 3 hotel programs. The card also offers a welcome bonus, allowing you to earn points quickly. In addition, it earns bonus points on dining, online groceries, travel, and many other travel benefits. You get the full experience of a travel credit card, which offers all of this at an affordable $95 annual fee.
Max Miles Points has partnered with CardRatings for our coverage of credit card products. Max Miles Points and CardRatings may receive a commission from card issuers. Opinions reviews analyses & recommendations are the author’s alone and have not been reviewed endorsed or approved by any entities.