Chase Sapphire Preferred® Card

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Annual Fee

$95

Points Earned

Chase Ultimate Rewards Points

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Why I like this card

This card was my first true miles and points card and remains a great beginner's option. The Chase Sapphire Preferred earns valuable Chase Ultimate Rewards points that can be transferred to 11 airlines and 3 hotel programs. The card also offers a welcome bonus, allowing you to earn points quickly. In addition, it earns bonus points on dining, online groceries, travel, and many other travel benefits. You get the full experience of a travel credit card, which offers all of this at an affordable $95 annual fee.

Bonus Categories

  • 5X points on travel purchased through Chase Ultimate Rewards travel portal
  • 5X Lyft purchases
  • 3X points on dining
  • 3x online grocery purchases
  • 2X points on all other travel purchases
  • 1X point per dollar spent on all other purchases

Other Benefits

  • $50 Ultimate Rewards Hotel Credit
  • $10 Monthly Gopuff Statement Credit
  • 10% Anniversary points boost
  • Complimentary DashPass from DoorDash
  • Trip Cancellation/Interruption Insurance
  • Trip Delay Reimbursement
  • Baggage Delay Insurance
  • Lost Luggage Reimbursement

Max Miles Points has partnered with CardRatings for our coverage of credit card products. Max Miles Points and CardRatings may receive a commission from card issuers. Opinions reviews analyses & recommendations are the author’s alone and have not been reviewed endorsed or approved by any entities.


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