Max Miles Points may receive a commission from card issuers. Opinion reviews, analyses & recommendations are the author’s alone and have not been reviewed, endorsed, or approved by any entities. Some or all of the card offers on this website are from advertisers; compensation may impact how and where card products appear; this website does not include all card companies or all available card offers.
Max Miles Points has partnered with CardRatings for our coverage of credit card products. Max Miles Points and CardRatings may receive a commission from card issuers. Opinion reviews, analyses & recommendations are the author’s alone and have not been reviewed, endorsed, or approved by any entities. Some or all of the card offers on this website are from advertisers; compensation may impact how and where card products appear; this website does not include all card companies or all available card offers.
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American Express Gold Card

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Annual Fee
Amex Points
Points Earned
Standard
Bonus Status
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Why I like this card

The American Express Gold Card is a credit card that I highly recommend for anyone who enjoys dining out and shopping for groceries. The card offers a variety of benefits, including 4X points at restaurants, plus takeout and delivery in the U.S. (on up to $50,000 per calendar year in purchases, then 1X) and 4X points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1x) and 3X points on flights booked directly with airlines or on amextravel.com. This makes it a good hybrid card for foodies and travelers alike. The various statement credits can help significantly offset the annual fee of $325, making it a great choice for those who frequently use ride-sharing services or enjoy dining at select restaurants.

What I really appreciate about the card is that it has no foreign transaction fees, which makes it a good option for international travelers. With the 4X points at restaurants (and takeout and delivery in the U.S.), I can earn rewards quickly while enjoying delicious meals, though it's worth noting this bonus is capped at $50,000 in spending per year. Plus, the $120 dining credit per year (enrollment required) is a fantastic bonus that allows me to enjoy my favorite restaurants even more. The dining credit can be used at select restaurants like Grubhub, The Cheesecake Factory, Five Guys, Wine.com, and Goldbelly. This is a great way to savor your favorite meals from popular chains.

The card's 3X points on flights booked directly with airlines or on amextravel.com is another great feature that makes it a great choice for frequent travelers. This bonus category along with the dining and Uber Cash credits makes the American Express Gold Card a good hybrid foodie and travel card.

Overall, the American Express Gold Card is a great value for anyone who enjoys dining out and shopping for groceries and those who frequently travel. With its generous rewards program and valuable benefits totaling over $400 in annual credits, it can help offset the annual fee and offer great value for those who know how to maximize their rewards.

Bonus Categories

  • Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S. (on up to $50,000 per calendar year in purchases, then 1X)
  • Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X)
  • 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com

Benefits

  • $120 Uber Cash: Add your Gold Card to your Uber account, and each month, automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year—enrollment required.
  • $120 Dining Credit: Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Five Guys, Wine.com, and Goldbelly. Enrollment required.
  • $100 Resy Credit: Up to $50 semi-annually for in-person dining at U.S. Resy restaurants and other eligible Resy purchases (enrollment required)
  • $84 Dunkin' Credit: Up to $7 back per month for eligible U.S. Dunkin' purchases (enrollment required)

See Rates and Fees, Terms Apply

Max Miles Points has partnered with CardRatings for our coverage of credit card products. Max Miles Points and CardRatings may receive a commission from card issuers. Opinion reviews, analyses & recommendations are the author’s alone and have not been reviewed, endorsed, or approved by any entities. Some or all of the card offers on this website are from advertisers; compensation may impact how and where card products appear; this website does not include all card companies or all available card offers.