The Atmos™ Rewards Visa Signature® Business Card positions itself as a solid option for businesses that frequently travel on Alaska and Hawaiian Airlines, though it won't be a points-earning powerhouse for everyday spending. The card's earning structure is straightforward but unremarkable: 3x points on Alaska and Hawaiian Airlines purchases, 2x points on gas, EV charging, shipping, and transit expenses, and just 1x point on everything else.

Where this card truly shines is in its Alaska and Hawaiian Airlines-specific benefits, particularly the annual companion fare. After spending $6,000 within your card anniversary year, you'll receive a companion fare code allowing a second traveler to fly for just $99 plus taxes and fees (starting around $23) when you purchase a full-price ticket on the same itinerary. For example, if you're booking a $400 roundtrip flight from Seattle to Anchorage, your companion would pay only around $122 total instead of the full $400 fare—delivering $278 in value that more than justifies the card's $70 annual fee. Add in the free checked bag benefit (worth up to $70 per roundtrip for cardholders and up to 6 guests), preferred boarding, and 20% back on inflight purchases, and frequent Alaska/Hawaiian travelers can easily extract several hundred dollars in annual value. The card also offers a compelling welcome bonus of 80,000 points plus a companion fare after spending $5,000 in the first 90 days, making it an attractive option for businesses with significant Alaska Airlines or Hawaiian Airlines travel needs.