This card is built for big spenders. The Chase Sapphire Reserve Business comes with a hefty minimum spend requirement—but also a big welcome bonus to match. The $795 annual fee isn’t cheap, but the card packs a ton of valuable credits and perks that can really add up, especially if you’re running a business. If you can take advantage of the benefits and optimize your points-earning strategy, this card has serious potential to rack up rewards.
8x points on Chase Travel℠, including The Edit℠
5x total points on Lyft through 9/30/27.
4x points on flights and hotels booked direct.
3x points on social media and search engine advertising.
1x points on all other purchases.
1 cent per point
Points boost up to 2 cents per point
Everything else 1 cent per point
11 Airlines and 3 Hotel Programs
Complimentary Airport Lounge Access
Access to the Chase Sapphire Lounge® by The Club network. Plus, work uninterrupted around the world with access to 1,300+ airport lounges with your complimentary Priority PassTM Select membership
IHG® One Rewards Platinum Elite Status
Complimentary IHG One Rewards Platinum Elite status with your Sapphire Reserve for Business card through 12/31/27.
$100 Curated Gift Card Credit
$100 per year in statement credits when you purchase gift cards from a curated collection on giftcards.com/reservebusiness. You’ll earn up to $50 in statement credits January through June and up to $50 July through December.
$120 Lyft Credit
Lyft members can get access to up to $10 in monthly credits, up to $120 annually, to use on rides after benefit enrollment through 09/30/27.
$200 Google Workspace Credit
Earn up to $200 in annual statement credits on purchases made directly on Google Workspace.
$400 ZipRecruiter Credit
Get up to $400 in annual statement credits on purchases made directly with ZipRecruiter. You'll earn up to $200 in statement credits January through June and up to $200 in statement credits July through December.*
$120 toward DashPass Membership
Get complimentary access to DashPass – a membership for both DoorDash and Caviar – with a value of $120 for 12 months. Unlock $0 delivery fees and lower service fees on eligible orders for a minimum of one year when you activate by 12/31/27.
$300 in DoorDash Promos
DashPass members get access to up to $25 in monthly promos with a $5 monthly restaurant promo* and two $10 non-restaurant DoorDash promos through 12/31/27.
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